Homeownership has long been one of the top goals for many Canadians. We have all been told by parents and grandparents that homeownership trumps renting anyday. The phrase, “Why pay someone else rent when you can put money towards owning your house?” has long been the standing advice passed down generation to generation. Sounds like […]

In the past 20 years, we have seen a lot of change in the finance industry with the creation of new financial products that try and meet the demanding needs of savers, retirees, and families.  New products were created largely due to the fact that many mutual fund managers have not been able to consistently […]

Post-secondary education has now become a standard for most students graduating from high school. Further education can lead to great opportunities and good quality jobs (if you choose a field that is in demand).  But the cost of attending post-secondary has grown at a rate greater than inflation and is leaving many students with large […]

You’ve made it through another tax season!  You probably made it through alive and hopefully came out a little richer (or possibly a little poorer if you had to pay the CRA). Those beginning months of the year leading up to tax season can be very stressful.  Most just want to get through it and […]

The hiring process has become more in depth and more tedious than ever.  As a potential hire, you are expected to know the basic principles of the company’s business and the company’s vision, mission, and values. The more you research the company the better your chances of interview success. The research process shouldn’t only be […]

There is an old saying for musicians and bands that you are either like The Beatles or The Rolling Stones.  This “one-or-the-other” philosophy has formed strong beliefs towards how music should be written, recorded, and played. There are two investment styles in the finance world which closely mirror the “Beatles or Rolling Stones” philosophy.  In […]

There is a good chance that you have heard about Mutual Funds.  They have been around for some time and probably make up a good chunk of your parents’ RRSPs or RRIFs if they have any. Mutual Funds come in many different shapes and sizes.  The vast majority try to utilize the skills of a […]

When you come to the end of a job interview and you are asked “Do you have any questions for me?” are you prepared with the right questions to ask? This is one part of the interview process that a lot of people just simply forget to prepare for.  This is unfortunate because it is […]

One of the strongest indicators for a financially successful company is return on equity, or simply ROE.  ROE is a great tool for investors because it shows you what the return is on the portion of the company that belongs to equity.  It is a simple calculation that quickly summarizes the ability of management to […]

The resume application world has changed a lot in the past 10 years.  The majority of the jobs available these days require you to submit your resume online.  This makes it easy for the applicant because you don’t have to get dressed up and go to the physical location of the business.  This might sound […]